Documents You'll Typically Need
Your exact documentation requirements will be determined after reviewing your application. The lists below are a basic starting point for FHA, Conventional, USDA and VA mortgage applications.
Securely Upload Your Documents
You will have the option to securely upload your documents directly through Brevi.ai or through a Google Drive link. If you prefer to use Google Drive, simply request a secure upload link from Eliud Gautier, and one will be provided to you.
Request for Google Drive →Basic Documents — Most Borrowers
- Government-issued photo identification for each borrower.
- Most recent 30 days of pay stubs, if employed.
- W-2 forms for the most recent two years, if applicable.
- Most recent two months of bank and asset statements for accounts being used.
- Two-year employment history, including employer names and dates.
- Documentation for other income you want considered, when applicable.
- Current housing information, including landlord or mortgage information as applicable.
FHA & Conventional
- Basic borrower documents listed above.
- Documentation for funds needed for down payment and closing.
- Gift documentation if gift funds will be used.
- If you plan to use a Down Payment Assistance Program, inform Eliud Gautier immediately.
- Additional documentation may be required based on credit, income, assets, property, or underwriting findings.
USDA
- Basic borrower documents listed above.
- Information and documentation needed to evaluate household income.
- Income documentation may be requested for adult household members, even when they are not borrowers.
- Additional documentation may be required to confirm USDA eligibility.
VA
- Basic borrower documents listed above.
- DD-214 for eligible veterans, when applicable.
- Statement of Service for active-duty service members, when applicable.
- Information needed to obtain or confirm the Certificate of Eligibility (COE).
- Additional documentation may be required based on the borrower's circumstances.
PROTECT YOUR PERSONAL INFORMATION: For your protection, do not send documents by email, text message, or WhatsApp. Only use the two secure methods provided — Brevi.ai or your secure Google Drive upload link — throughout the mortgage application and home-purchase process.