Privacy Policy

Effective Date: September 2026

Building Real Estate Legacies (“BREL”) respects your privacy. This Privacy Policy explains how information may be collected and used when you visit this website.

Building Real Estate Legacies

Building Real Estate Legacies is a marketing and educational brand operated by Eliud Gautier. Building Real Estate Legacies is not a mortgage lender. Mortgage loan origination services referenced on this website are provided through NEXA Lending LLC, Corporate NMLS #1660690.

Information You Provide

If you contact us through this website, we may receive information you voluntarily provide, such as your name, telephone number, email address, and information contained in your message.

Please do not submit Social Security numbers, bank account numbers, passwords, or other highly sensitive financial information through a general website contact form, email, or other unsecured communication method.

Mortgage Applications

When you select a mortgage application link, you are redirected to a mortgage application platform used in connection with NEXA Lending LLC. Information submitted through that platform may include personal, employment, income, asset, credit, property, and other financial information necessary to evaluate a mortgage request.

Information submitted through that platform is governed by the privacy notices, disclosures, authorizations, terms, and security practices applicable to NEXA Lending LLC and the technology provider operating the application platform.

The Credit Doctor

The Credit Doctor and Cesar Fernandez are independent from Building Real Estate Legacies and NEXA Lending LLC. If you select a link to The Credit Doctor, you will leave this website and information you provide will be subject to The Credit Doctor’s own privacy policies, terms, and practices.

You are not required to use The Credit Doctor as a condition of applying for or obtaining a mortgage through Eliud Gautier or NEXA Lending LLC.

Website and Technical Information

This website may automatically collect limited technical information such as browser type, device type, IP address, referring pages, pages visited, and similar website activity through hosting, security, analytics, or cookie technologies.

How Information May Be Used

Information collected directly through this website may be used to respond to inquiries, provide requested information, communicate with prospective borrowers, operate and improve the website, maintain security, comply with applicable law, and connect visitors with services they specifically request.

Third-Party Websites

This website contains links to third-party websites and services. Once you leave this website, the privacy practices of the third-party website apply. Building Real Estate Legacies does not control the privacy or security practices of independent third-party websites.

Information Security

Reasonable administrative and technical measures are used to protect information collected directly through this website. However, no Internet transmission or electronic storage system can be guaranteed to be completely secure.

Financial Privacy Notices

This Privacy Policy applies to this website and does not replace any financial privacy notice, loan disclosure, authorization, consent, or other notice that NEXA Lending LLC or another financial institution may be required to provide in connection with a mortgage application or transaction.

Changes to this Policy

This Privacy Policy may be updated periodically to reflect changes in website functionality, technology, service providers, or applicable requirements. The effective date displayed above identifies the current version.

Contact

Eliud Gautier
Building Real Estate Legacies
NMLS #390719
249 Castlemain Cir.
Davenport, FL 33897